If you own or manage a business, chances are you'll need Workers Compensation Insurance. As a commercially-focused independent agency, Peebles Insurance Agency can help find the right Workers Compensation policies for your business' needs.

Do I Need Workers Compensation Insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy Workers Compensation Insurance. These policies cover workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers Compensation Insurance provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Workers Compensation Insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.

If you think you may need Workers Compensation Insurancecontact us or request a quote and let us help.



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